Tilt Finance

Alternative credit products for underserved borrowers

Tilt builds mobile-first credit products underwritten by machine learning models that look past credit scores, drawing on more than 250 real-time financial signals to assess someone's actual position. Conventional scoring misses people whose finances are sound but unconventional — irregular income, thin files, recent immigration — and the result is exclusion rather than accurate pricing. Tilt serves millions of customers worldwide and describes its aim as building a new credit system that backs working people. The team collaborates across 14 countries and 12 time zones.