Oscilar

Fraud, credit and compliance risk decisioning

Banks, credit unions, fintechs and other digital businesses use Oscilar's platform to make fraud, credit, AML, compliance and onboarding decisions in real time. Each decision can draw on specialist vendors for identity verification, KYB/KYC checks, credit bureau data and sanctions and PEP screening, with their results brought together in a single workflow. Alongside the platform, Oscilar sells AI agents that carry out risk work, and it is developing a device and behaviour product meant to tell humans, bots, authorised agents and attackers apart within the first moments of a session. Neha Narkhede, co-creator of Apache Kafka and co-founder of Confluent, founded the company, and its team includes people from Meta, Uber, Citi and Confluent.