OnePay

All-in-one consumer financial platform

OnePay brings banking, high-yield savings, credit cards, point-of-sale lending, investing and crypto into a single consumer financial platform, aimed at people poorly served by high fees, low rates and too few ways to grow money at all. It also delivers embedded financial services through employers, HCM providers and gig platforms, which reaches frontline workers who rarely arrive through conventional banking channels — a distribution route that matters more than the feature list for that population. The company is used by millions of Americans.