Nova Credit

Cash flow intelligence platform for businesses

Nova Credit builds a platform that lets businesses use cash flow data in their decisions about customers. Built on its own data infrastructure and intelligence layer, and compliant with the Fair Credit Reporting Act, the platform helps businesses approve more applicants, improve their offers, fight fraud and grow responsibly. More than 7,000 businesses use it, including Chase, HSBC, SoFi, Sallie Mae, AppFolio and Yardi. Property management is a major market: for more than five years, thousands of property managers have relied on it for millions of income checks, through products such as Credit Passport, Income Navigator, Cash Atlas and Eligibility Compass. It was named to the Forbes Fintech 50 in 2025.