
Mobile financial wellness platform
creditgenie.com (opens in a new tab)Credit Genie is a mobile-first financial wellness platform using AI to deliver personalised insight, offering instant access to cash and tools for building credit. Those two together are the point: short-term liquidity without a credit-building path leaves someone exactly where they started next month. The company is assembling an ecosystem aimed at long-term financial stability rather than one-off relief. Founded in 2019 by Ed Harycki, previously founder of Swift Capital which PayPal acquired in 2017, it is led by people from PayPal, Square and Cash App.


