Atomic Fi

Payroll data connectivity APIs

Atomic builds infrastructure letting consumers connect their payroll and financial data to services that improve their financial lives — income and employment verification, direct deposit switching and related flows. Connecting to payroll data is genuinely cumbersome and has been served by non-specialised solutions, which is why the company was founded. It works with 8 of the top 10 financial institutions and 13 of the top 20 neobanks in the country, on the principle that consumers should be able to share their own payroll data easily in order to improve their financial outcomes.