Atlas

Concierge credit card for high-net-worth members

Atlas combines a credit card with a concierge service, opening up hard-to-get access for busy, high-net-worth individuals and families while giving them reliable spending power across their lifestyle. Within its first 12 months it passed hundreds of millions of dollars in card spending, growing by double digits each month without any paid marketing. Atlas underwrites its own cardmembers and manages credit, fraud and payments risk with a strong focus on member privacy. The team of about 25, whose past work includes Apple, Robinhood and DoorDash, is split between New York and San Francisco and works together in the office.